Life | Technology | Investing

Abhay Bhat

Category: Payments

The Future of Digital Wallets: Visa’s Flexible Credentials & the Battle for Consumer Control

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As digital payments continue to evolve at a rapid pace across the Asia-Pacific region, forward-thinking fintechs and banks in key markets have a unique opportunity to leverage Visa’s latest innovations around flexible credentials and data tokens to reimagine the consumer experience and embedded payment loyalty programs.

Source;- 10K – https://t.co/oPS6bCKtxb- https://t.co/Yxr3VblLsP.

Costco’s Revenue from membership fees is a whooping $4.5B- All membership discounts inclusive, it enjoys 10.6% gross margin on commodity goods- membership fees constitute 72% of the company’s profits!!- member renewal rate ~90%

Can Anyone Win BaaS? – Excellent read https://t.co/mK4RlRD48V

Payments 🕸 Web 🕸

As a payment enthusiast, I’ve been researching the ins and outs of building a digital wallet that stands out in a crowded market. One thing that’s become clear is that payments themselves are a commodity – everyone wants to offer them, and they’re an essential part of any business transaction. However, the real value lies in what you can build on top of those payments.

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