💰 FOLLOW THE MONEY: Stripe now charges 1.5% for stablecoin payments vs 2.9% for cards. In 2024, stablecoins moved $15.6 trillion—matching Visa’s volume. For a grocery store with 1% margins, eliminating interchange fees could double net income for merchants
— Abhay 🇸🇬🇮🇳 (@Abhay08)
Aug 2, 2025
Author: Abhay Page 3 of 76
⚡ THE STABLECOIN DISRUPTION: Here’s what really scares JPM. Traditional payments cost 1-3% in interchange fees. Stablecoin transactions? As low as $0.00025 on networks like Solana. That’s not a typo—we’re talking about 99.9% cost reduction.
— Abhay 🇸🇬🇮🇳 (@Abhay08)
Aug 2, 2025
🇪🇺 vs 🇺🇸 TALE OF TWO SYSTEMS:
•EU PSD2: Banks must provide data access “without compensation”
•US approach: JPM charging per-transaction fees
•Result: European fintech innovation thrives while US banks gatekeep their own customers’ data— Abhay 🇸🇬🇮🇳 (@Abhay08)
Aug 2, 2025
📊 THE NUMBERS DON’T LIE: JPM claims $50M in fraud losses from aggregators. Sounds scary until you realize they made $49B in H1 2025 revenue. That’s 0.05% of their income. Meanwhile, they’re charging fees that could generate $300M annually from Plaid alone.
— Abhay 🇸🇬🇮🇳 (@Abhay08)
Aug 2, 2025
🚨 JPMorgan just exposed the real threat to traditional banking. While Europe treats customer data as free under PSD2, JPM is charging aggregators like Plaid $1.50 per authorization + $0.05-0.20 per data request. This isn’t about infrastructure costs—it’s about survival.
— Abhay 🇸🇬🇮🇳 (@Abhay08)
Aug 2, 2025
https://t.co/7YQKP9bcpg @jas_shah
Excellent breakdown of how there is going to be a reset in ‘value capture’ in payment space.
Why JPM’s “data tax” is really about protecting $49B in interchange revenue from the stablecoin revolution brought by Genius Act— Abhay 🇸🇬🇮🇳 (@Abhay08)
Aug 2, 2025
RT @Harsh_humour: My udemy courses.
— Abhay 🇸🇬🇮🇳 (@Abhay08)
Jul 29, 2025
MAGIC of DSPY 3 https://t.co/OIuSOEymvh #weekendwatch
— Abhay 🇸🇬🇮🇳 (@Abhay08)
Jul 21, 2025
Vibe coders be like..
|￣￣￣￣￣￣￣￣￣￣￣￣￣￣|
!Push To Production On Friday|
|＿＿＿＿＿＿＿＿＿＿＿＿＿＿|
\ (•◡•) /
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|_ |_— Abhay 🇸🇬🇮🇳 (@Abhay08)
Jul 19, 2025
RT @ycombinator: Embedder (@embedderdev) is building the Cursor for embedded: upload data sheets, chat with agents, and generate production…
— Abhay 🇸🇬🇮🇳 (@Abhay08)
Jul 15, 2025