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Abhay Bhat

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Abhay Bhat

@Ankit_Quant Most so-called Fin-Influencers are doing these clickbait posts saying 20% IRR return on revised FCNR deposit rates across 3-5 Yrs. Pure BS for 80-90% of NRI’s. No FI provides that kind of leverage to retail folks. Shows how shallow the influencers are

By Abhay

On June 12, 2026

In Twitter

@Ankit_Quant Most so-called Fin-Influencers are doing these clickbait posts saying 20% IRR return on revised FCNR deposit rates across 3-5 Yrs. Pure BS for 80-90% of NRI’s. No FI provides that kind of leverage to retail folks. Shows how shallow the influencers are

— Abhay 🇸🇬🇮🇳 (@Abhay08)
Jun 12, 2026


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RT @paulg: If big companies can’t make a net return on their LLM token costs, that doesn’t mean it’s impossible to. In fact this is exactly…

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Unsecured leveraged lending does not exist for retail. Most are either securities-backed or mortgage-backed, but 7x to 10x leverage is unheard of. On top, there is debt service ratios levied by banks. @deepakshenoy views? https://t.co/pzUcMAujuF

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Currently Reading

Abhay's bookshelf: currently-reading

Hooked: How to Build Habit-Forming Products
Hooked: How to Build Habit-Forming Products
by Nir Eyal
tagged: half-done and put-aside
It Doesn't Have to Be Crazy at Work
it was amazing
It Doesn't Have to Be Crazy at Work
by Jason Fried
tagged: put-aside
Venture Deals: Be Smarter Than Your Lawyer and Venture Capitalist
really liked it
Venture Deals: Be Smarter Than Your Lawyer and Venture Capitalist
by Brad Feld
tagged: half-done
The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness
it was amazing
The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness
by Morgan Housel
The Almanack of Naval Ravikant: A Guide to Wealth and Happiness
it was amazing
The Almanack of Naval Ravikant: A Guide to Wealth and Happiness
by Eric Jorgenson
tagged: put-aside

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